{"id":144264,"date":"2024-08-16T07:00:00","date_gmt":"2024-08-16T05:00:00","guid":{"rendered":"https:\/\/e3magpmp.greatsolution.dev\/?p=144264"},"modified":"2024-08-05T14:03:39","modified_gmt":"2024-08-05T12:03:39","slug":"obstaculo-para-el-uso-de-monedas-digitales","status":"publish","type":"post","link":"https:\/\/e3magpmp.greatsolution.dev\/es\/obstaculo-para-el-uso-de-monedas-digitales\/","title":{"rendered":"Obst\u00e1culo al uso de monedas digitales"},"content":{"rendered":"<p>El informe \"Minsait Payments\" de la consultora ERP Minsait analiza las motivaciones de una nueva forma de dinero, el efectivo digital, y el impacto previsible de su introducci\u00f3n, as\u00ed como cu\u00e1ndo podr\u00eda implantarse y con qu\u00e9 finalidad. El documento recoge las opiniones de m\u00e1s de 4.800 clientes de banca por Internet de Espa\u00f1a, Italia, Portugal, Reino Unido y Latinoam\u00e9rica (Argentina, Brasil, Chile, Colombia, Ecuador, M\u00e9xico, Per\u00fa y Rep\u00fablica Dominicana).<\/p>\n\n\n\n<p>Aunque la introducci\u00f3n de monedas digitales emitidas por los bancos centrales avanza, su penetraci\u00f3n en los mercados provoca inquietud entre los ciudadanos y los agentes del sector, ya que es dif\u00edcil predecir su impacto en el sistema mundial de pagos. Estas preocupaciones est\u00e1n relacionadas, entre otras cosas, con la sensaci\u00f3n de que los ciudadanos est\u00e1n perdiendo el control de su dinero.<\/p><div class=\"great-fullsize-content-es\" style=\"margin-left: auto;margin-right: auto;text-align: center;\" id=\"great-761147024\"><a href=\"https:\/\/e3magpmp.greatsolution.dev\/es\/kit-de-medios\/\" target=\"_blank\" aria-label=\"nl_werbung_800x100_es\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/e3magpmp.greatsolution.dev\/wp-content\/uploads\/2024\/08\/nl_werbung_800x100_es.jpg\" alt=\"\"  srcset=\"https:\/\/e3magpmp.greatsolution.dev\/wp-content\/uploads\/2024\/08\/nl_werbung_800x100_es.jpg 800w, https:\/\/e3magpmp.greatsolution.dev\/wp-content\/uploads\/2024\/08\/nl_werbung_800x100_es-400x50.jpg 400w, https:\/\/e3magpmp.greatsolution.dev\/wp-content\/uploads\/2024\/08\/nl_werbung_800x100_es-768x96.jpg 768w, https:\/\/e3magpmp.greatsolution.dev\/wp-content\/uploads\/2024\/08\/nl_werbung_800x100_es-100x13.jpg 100w, https:\/\/e3magpmp.greatsolution.dev\/wp-content\/uploads\/2024\/08\/nl_werbung_800x100_es-480x60.jpg 480w, https:\/\/e3magpmp.greatsolution.dev\/wp-content\/uploads\/2024\/08\/nl_werbung_800x100_es-640x80.jpg 640w, https:\/\/e3magpmp.greatsolution.dev\/wp-content\/uploads\/2024\/08\/nl_werbung_800x100_es-720x90.jpg 720w, https:\/\/e3magpmp.greatsolution.dev\/wp-content\/uploads\/2024\/08\/nl_werbung_800x100_es-18x2.jpg 18w, https:\/\/e3magpmp.greatsolution.dev\/wp-content\/uploads\/2024\/08\/nl_werbung_800x100_es-600x75.jpg 600w\" sizes=\"(max-width: 800px) 100vw, 800px\" width=\"1000\" height=\"100\"   \/><\/a><\/div><div class=\"great-fullsize-content-en\" id=\"great-4207035887\"><a href=\"https:\/\/e3magpmp.greatsolution.dev\/en\/media-kit\/\" target=\"_blank\" aria-label=\"nl_advertising_800x100\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/e3magpmp.greatsolution.dev\/wp-content\/uploads\/2024\/08\/nl_werbung_800x100.jpg\" alt=\"\"  srcset=\"https:\/\/e3magpmp.greatsolution.dev\/wp-content\/uploads\/2024\/08\/nl_werbung_800x100.jpg 800w, https:\/\/e3magpmp.greatsolution.dev\/wp-content\/uploads\/2024\/08\/nl_werbung_800x100-400x50.jpg 400w, https:\/\/e3magpmp.greatsolution.dev\/wp-content\/uploads\/2024\/08\/nl_werbung_800x100-768x96.jpg 768w, https:\/\/e3magpmp.greatsolution.dev\/wp-content\/uploads\/2024\/08\/nl_werbung_800x100-100x13.jpg 100w, https:\/\/e3magpmp.greatsolution.dev\/wp-content\/uploads\/2024\/08\/nl_werbung_800x100-480x60.jpg 480w, https:\/\/e3magpmp.greatsolution.dev\/wp-content\/uploads\/2024\/08\/nl_werbung_800x100-640x80.jpg 640w, https:\/\/e3magpmp.greatsolution.dev\/wp-content\/uploads\/2024\/08\/nl_werbung_800x100-720x90.jpg 720w, https:\/\/e3magpmp.greatsolution.dev\/wp-content\/uploads\/2024\/08\/nl_werbung_800x100-18x2.jpg 18w, https:\/\/e3magpmp.greatsolution.dev\/wp-content\/uploads\/2024\/08\/nl_werbung_800x100-600x75.jpg 600w\" sizes=\"(max-width: 800px) 100vw, 800px\" width=\"1000\" height=\"100\"   \/><\/a><\/div><div class=\"great-fullsize-content-de\" style=\"margin-bottom: 20px;margin-left: auto;margin-right: auto;text-align: center;\" id=\"great-738871529\"><a href=\"https:\/\/e3magpmp.greatsolution.dev\/es\/steampunk-summit-2025\/\" target=\"_blank\" aria-label=\"steampunk_2024_1_800x100\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/e3magpmp.greatsolution.dev\/wp-content\/uploads\/2023\/12\/steampunk_2024_1_800x100-scaled.jpg\" alt=\"\"  srcset=\"https:\/\/e3magpmp.greatsolution.dev\/wp-content\/uploads\/2023\/12\/steampunk_2024_1_800x100-scaled.jpg 1920w, https:\/\/e3magpmp.greatsolution.dev\/wp-content\/uploads\/2023\/12\/steampunk_2024_1_800x100-400x50.jpg 400w, https:\/\/e3magpmp.greatsolution.dev\/wp-content\/uploads\/2023\/12\/steampunk_2024_1_800x100-1200x150.jpg 1200w, https:\/\/e3magpmp.greatsolution.dev\/wp-content\/uploads\/2023\/12\/steampunk_2024_1_800x100-768x96.jpg 768w, https:\/\/e3magpmp.greatsolution.dev\/wp-content\/uploads\/2023\/12\/steampunk_2024_1_800x100-100x13.jpg 100w, https:\/\/e3magpmp.greatsolution.dev\/wp-content\/uploads\/2023\/12\/steampunk_2024_1_800x100-480x60.jpg 480w, https:\/\/e3magpmp.greatsolution.dev\/wp-content\/uploads\/2023\/12\/steampunk_2024_1_800x100-640x80.jpg 640w, https:\/\/e3magpmp.greatsolution.dev\/wp-content\/uploads\/2023\/12\/steampunk_2024_1_800x100-720x90.jpg 720w, https:\/\/e3magpmp.greatsolution.dev\/wp-content\/uploads\/2023\/12\/steampunk_2024_1_800x100-960x120.jpg 960w, https:\/\/e3magpmp.greatsolution.dev\/wp-content\/uploads\/2023\/12\/steampunk_2024_1_800x100-1168x146.jpg 1168w, https:\/\/e3magpmp.greatsolution.dev\/wp-content\/uploads\/2023\/12\/steampunk_2024_1_800x100-1440x180.jpg 1440w, https:\/\/e3magpmp.greatsolution.dev\/wp-content\/uploads\/2023\/12\/steampunk_2024_1_800x100-1536x192.jpg 1536w, https:\/\/e3magpmp.greatsolution.dev\/wp-content\/uploads\/2023\/12\/steampunk_2024_1_800x100-18x2.jpg 18w, https:\/\/e3magpmp.greatsolution.dev\/wp-content\/uploads\/2023\/12\/steampunk_2024_1_800x100-600x75.jpg 600w\" sizes=\"(max-width: 1920px) 100vw, 1920px\" width=\"2560\" height=\"320\"   \/><\/a><\/div>\n\n\n\n<p>Adem\u00e1s de la preocupaci\u00f3n por la privacidad y el escrutinio p\u00fablico, la falta de comprensi\u00f3n y de conocimientos financieros y digitales de los usuarios es tambi\u00e9n un obst\u00e1culo para la futura normalizaci\u00f3n de la CBDC. A pesar de estos obst\u00e1culos, los bancos centrales coinciden en la relevancia, viabilidad, factibilidad e impacto de la CBDC, con motivaciones que var\u00edan de un pa\u00eds a otro y de una regi\u00f3n a otra.<\/p>\n\n\n\n<p><a href=\"https:\/\/www.minsaitpayments.com\/\" target=\"_blank\" rel=\"noopener\">minsaitpayments.com<\/a><\/p>\n\n\n\n<p><\/p>","protected":false},"excerpt":{"rendered":"<p>Las monedas digitales de bancos centrales (CBDC) est\u00e1n en alza, aunque la preocupaci\u00f3n por la privacidad inquieta a los usuarios.<\/p>","protected":false},"author":2368,"featured_media":143406,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"rank_math_lock_modified_date":false,"footnotes":""},"categories":[2,43978],"tags":[],"coauthors":[39720],"class_list":["post-144264","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-sap-nachrichten","category-mag-24-07-08"],"featured_image_urls_v2":{"full":["https:\/\/e3magpmp.greatsolution.dev\/wp-content\/uploads\/2024\/07\/2407-22-Bearingpoint-shutterstock_2212948463_cmyk.jpg",1000,450,false],"thumbnail":["https:\/\/e3magpmp.greatsolution.dev\/wp-content\/uploads\/2024\/07\/2407-22-Bearingpoint-shutterstock_2212948463_cmyk-150x150.jpg",150,150,true],"medium":["https:\/\/e3magpmp.greatsolution.dev\/wp-content\/uploads\/2024\/07\/2407-22-Bearingpoint-shutterstock_2212948463_cmyk-400x180.jpg",400,180,true],"medium_large":["https:\/\/e3magpmp.greatsolution.dev\/wp-content\/uploads\/2024\/07\/2407-22-Bearingpoint-shutterstock_2212948463_cmyk-768x346.jpg",768,346,true],"large":["https:\/\/e3magpmp.greatsolution.dev\/wp-content\/uploads\/2024\/07\/2407-22-Bearingpoint-shutterstock_2212948463_cmyk.jpg",1000,450,false],"image-100":["https:\/\/e3magpmp.greatsolution.dev\/wp-content\/uploads\/2024\/07\/2407-22-Bearingpoint-shutterstock_2212948463_cmyk-100x45.jpg",100,45,true],"image-480":["https:\/\/e3magpmp.greatsolution.dev\/wp-content\/uploads\/2024\/07\/2407-22-Bearingpoint-shutterstock_2212948463_cmyk-480x216.jpg",480,216,true],"image-640":["https:\/\/e3magpmp.greatsolution.dev\/wp-content\/uploads\/2024\/07\/2407-22-Bearingpoint-shutterstock_2212948463_cmyk-640x288.jpg",640,288,true],"image-720":["https:\/\/e3magpmp.greatsolution.dev\/wp-content\/uploads\/2024\/07\/2407-22-Bearingpoint-shutterstock_2212948463_cmyk-720x324.jpg",720,324,true],"image-960":["https:\/\/e3magpmp.greatsolution.dev\/wp-content\/uploads\/2024\/07\/2407-22-Bearingpoint-shutterstock_2212948463_cmyk-960x432.jpg",960,432,true],"image-1168":["https:\/\/e3magpmp.greatsolution.dev\/wp-content\/uploads\/2024\/07\/2407-22-Bearingpoint-shutterstock_2212948463_cmyk.jpg",1000,450,false],"image-1440":["https:\/\/e3magpmp.greatsolution.dev\/wp-content\/uploads\/2024\/07\/2407-22-Bearingpoint-shutterstock_2212948463_cmyk.jpg",1000,450,false],"image-1920":["https:\/\/e3magpmp.greatsolution.dev\/wp-content\/uploads\/2024\/07\/2407-22-Bearingpoint-shutterstock_2212948463_cmyk.jpg",1000,450,false],"1536x1536":["https:\/\/e3magpmp.greatsolution.dev\/wp-content\/uploads\/2024\/07\/2407-22-Bearingpoint-shutterstock_2212948463_cmyk.jpg",1000,450,false],"2048x2048":["https:\/\/e3magpmp.greatsolution.dev\/wp-content\/uploads\/2024\/07\/2407-22-Bearingpoint-shutterstock_2212948463_cmyk.jpg",1000,450,false],"trp-custom-language-flag":["https:\/\/e3magpmp.greatsolution.dev\/wp-content\/uploads\/2024\/07\/2407-22-Bearingpoint-shutterstock_2212948463_cmyk-18x8.jpg",18,8,true],"bricks_large_16x9":["https:\/\/e3magpmp.greatsolution.dev\/wp-content\/uploads\/2024\/07\/2407-22-Bearingpoint-shutterstock_2212948463_cmyk.jpg",1000,450,false],"bricks_large":["https:\/\/e3magpmp.greatsolution.dev\/wp-content\/uploads\/2024\/07\/2407-22-Bearingpoint-shutterstock_2212948463_cmyk.jpg",1000,450,false],"bricks_large_square":["https:\/\/e3magpmp.greatsolution.dev\/wp-content\/uploads\/2024\/07\/2407-22-Bearingpoint-shutterstock_2212948463_cmyk.jpg",1000,450,false],"bricks_medium":["https:\/\/e3magpmp.greatsolution.dev\/wp-content\/uploads\/2024\/07\/2407-22-Bearingpoint-shutterstock_2212948463_cmyk-600x270.jpg",600,270,true],"bricks_medium_square":["https:\/\/e3magpmp.greatsolution.dev\/wp-content\/uploads\/2024\/07\/2407-22-Bearingpoint-shutterstock_2212948463_cmyk-600x450.jpg",600,450,true],"profile_24":["https:\/\/e3magpmp.greatsolution.dev\/wp-content\/uploads\/2024\/07\/2407-22-Bearingpoint-shutterstock_2212948463_cmyk-24x24.jpg",24,24,true],"profile_48":["https:\/\/e3magpmp.greatsolution.dev\/wp-content\/uploads\/2024\/07\/2407-22-Bearingpoint-shutterstock_2212948463_cmyk-48x48.jpg",48,48,true],"profile_96":["https:\/\/e3magpmp.greatsolution.dev\/wp-content\/uploads\/2024\/07\/2407-22-Bearingpoint-shutterstock_2212948463_cmyk-96x96.jpg",96,96,true],"profile_150":["https:\/\/e3magpmp.greatsolution.dev\/wp-content\/uploads\/2024\/07\/2407-22-Bearingpoint-shutterstock_2212948463_cmyk-150x150.jpg",150,150,true],"profile_300":["https:\/\/e3magpmp.greatsolution.dev\/wp-content\/uploads\/2024\/07\/2407-22-Bearingpoint-shutterstock_2212948463_cmyk-300x300.jpg",300,300,true]},"post_excerpt_stackable_v2":"<p>Central Bank Digital Currencies (CBDC) sind im Vormarsch, obwohl Datenschutzbedenken eine Angstquelle von Nutzern sind.<\/p>\n","category_list_v2":"<a href=\"https:\/\/e3magpmp.greatsolution.dev\/es\/categoria\/sapanoptikum-2\/\" rel=\"category tag\">Community Nachrichten<\/a>, <a href=\"https:\/\/e3magpmp.greatsolution.dev\/es\/categoria\/mag-24-07-08\/\" rel=\"category tag\">MAG 24-07 \/ 08<\/a>","author_info_v2":{"name":"E3-Magazin","url":"https:\/\/e3magpmp.greatsolution.dev\/es\/author\/e3_magazin\/"},"comments_num_v2":"0 comentarios","acf":[],"_links":{"self":[{"href":"https:\/\/e3magpmp.greatsolution.dev\/es\/wp-json\/wp\/v2\/posts\/144264","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/e3magpmp.greatsolution.dev\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/e3magpmp.greatsolution.dev\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/e3magpmp.greatsolution.dev\/es\/wp-json\/wp\/v2\/users\/2368"}],"replies":[{"embeddable":true,"href":"https:\/\/e3magpmp.greatsolution.dev\/es\/wp-json\/wp\/v2\/comments?post=144264"}],"version-history":[{"count":1,"href":"https:\/\/e3magpmp.greatsolution.dev\/es\/wp-json\/wp\/v2\/posts\/144264\/revisions"}],"predecessor-version":[{"id":144265,"href":"https:\/\/e3magpmp.greatsolution.dev\/es\/wp-json\/wp\/v2\/posts\/144264\/revisions\/144265"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/e3magpmp.greatsolution.dev\/es\/wp-json\/wp\/v2\/media\/143406"}],"wp:attachment":[{"href":"https:\/\/e3magpmp.greatsolution.dev\/es\/wp-json\/wp\/v2\/media?parent=144264"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/e3magpmp.greatsolution.dev\/es\/wp-json\/wp\/v2\/categories?post=144264"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/e3magpmp.greatsolution.dev\/es\/wp-json\/wp\/v2\/tags?post=144264"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/e3magpmp.greatsolution.dev\/es\/wp-json\/wp\/v2\/coauthors?post=144264"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}